Los Angeles Business Journal

Should Health Insurance Be Like Car Insurance?

Thursday, January 24, 2013

Car insurance companies reward good behavior: Drivers with records free of 15-car pileups and tickets for driving 90 miles an hour in a 55 zone pay cheaper premiums. Health insurers, on the other hand, offer people little incentive to stay out of harm’s (and doctor’s) way. But a growing number of health advocates say the system would function better if bodies were treated more like Buicks, MarketWatch reports.